Pensions in the UK seem to be the one topic that you either are passionate about, or pretend to ignore and put your head in the sand believing that the “Government State Pension” will allow you to live life comfortable in those far away years to come. One of my […]
smarter living
21 posts
I swear by Meal Planning in order to eat healthy as a family but also to make sure we live within our household food budget each month, allowing us extra money for treats as a family instead. Want to know why I Meal plan for my family of 4 each […]
Credit scores can seem like a dirty word especially when you are trying to get that first mortgage or apply for credit to start your next life project. It is definitely important to take time to understand how your credit rating number and report are made up, and how you […]
The single biggest difference between financial success and failure is how you manage your money. This seems like a no-brainer statement and it is – but yet every month people get easily trapped into the same cycle of “Spending without any thought” into what they are using their money and […]
Investment ISAs (Individual Savings Accounts) seem to be the buzz word right now in personal banking. Everyone and any bank and financial company is doing their best to get you to give them your money into one! You might even have had a few leaflets through the door from various […]
With the recent success of Project 333 featured in the Minimilists Netflix documentary and with the sudden huge hit of “Tidying Up with Marie Kondo“, we all know we should only keep things that spark joy in our life and that starts with our clothes. Having recently been inspired myself after […]
One of the key principles to obtaining financial freedom and security in your life is making sure you owe no debts to anyone and can live comfortably within a safe home every day. Sadly when we rent, we take away the power of having that safe home in our ownership […]
I’m over the moon to announce today that I’m a Finalist in the UK Blog Awards 2019 Finance division! #UKBA19 You can find the full list posted shortly here: https://blogawardsuk.co.uk/ukba19-shortlisted-finalists/ Thank you so much to everyone who voted for me so far, the Winner and the Highly Recommended winners will […]
We all want more time in the day and the week. But do you know how to actually make that happen? Your time is precious and your most important resource – use it wisely. The aim of this post is to give you back 10 hours of your week, but […]
// Concentrate on Essentials ONLY Write down your Home Main Goals (clean house, feed kids, everyone at school etc) and Write a step by step guide to achieve each of those goals. Everything Non-Essential miss out for one week – the house will survive if you don’t have four flavours of […]