One of the most fundamental ways you can revolutionise and turn around your financial habits and status is by switching from paying by cards/Apple Pay all the time to handling as much of your life as possible in cash. If you have ever heard of the “Cash Envelopes System” mentioned […]
smarter living
34 posts
**Capital at risk with pensions** Pensions in the UK seem to be the one topic that you either are passionate about, or pretend to ignore and put your head in the sand believing that the “Government State Pension” will allow you to live life comfortable in those far away years […]
Pensions in the UK seem to be the one topic that you either are passionate about, or pretend to ignore and put your head in the sand believing that the “Government State Pension” will allow you to live life comfortable in those far away years to come. One of my […]
I swear by Meal Planning in order to eat healthy as a family but also to make sure we live within our household food budget each month, allowing us extra money for treats as a family instead. Want to know why I Meal plan for my family of 4 each […]
Credit scores can seem like a dirty word especially when you are trying to get that first mortgage or apply for credit to start your next life project. It is definitely important to take time to understand how your credit rating number and report are made up, and how you […]
The single biggest difference between financial success and failure is how you manage your money. This seems like a no-brainer statement and it is – but yet every month people get easily trapped into the same cycle of “Spending without any thought” into what they are using their money and […]
Investment ISAs (Individual Savings Accounts) seem to be the buzz word right now in personal banking. Everyone and any bank and financial company is doing their best to get you to give them your money into one! You might even have had a few leaflets through the door from various […]
With the recent success of Project 333 featured in the Minimilists Netflix documentary and with the sudden huge hit of “Tidying Up with Marie Kondo“, we all know we should only keep things that spark joy in our life and that starts with our clothes. Having recently been inspired myself after […]
One of the key principles to obtaining financial freedom and security in your life is making sure you owe no debts to anyone and can live comfortably within a safe home every day. Sadly when we rent, we take away the power of having that safe home in our ownership […]
I swear by Meal Planning in order to eat healthy as a family but also to make sure we live within our household food budget each month, allowing us extra money for treats as a family instead. Want to know why I Meal plan for my family of 4 each […]